Bank Identification Numbers (BINs), also known as Issuer Identification Numbers (IINs), are the first 6 to 8 digits of a payment card. These numbers help identify the issuing financial institution, verify card authenticity, prevent fraud, and streamline transaction routing. BINs are used by banks, payment processors, and institutions like American Express to enhance security and reduce chargebacks by comparing card issuer data with the cardholder’s information.
Country | BIN | Brand | Type | Category | Issuer |
---|---|---|---|---|---|
![]() | 414288 | VISA | DEBIT | PREPAID CORPORATE T&E | INTL HDQTRS-CENTER OWNED |
BIN (Bank Identification Number) or IIN (Issuer Identification Number) refers to the first six digits of a payment card number. These digits identify the institution that issued the card.
When a customer makes a purchase, the BIN/IIN is used to verify the card issuer. This helps the payment processor determine if the card is valid and if the funds are available.
BIN/IIN plays a crucial role in fraud detection and prevention. It helps merchants identify potential fraudulent transactions by cross-referencing the BIN/IIN with known fraud patterns.
Yes, BIN/IIN can provide insights into demographic data, such as the geographic location of cardholders and the types of cards they use, which can help businesses tailor their offerings.
To protect against BIN/IIN-related fraud, it’s important to use secure payment methods, regularly monitor card statements, and employ fraud detection tools.
bin.minsap.com is a trusted and efficient tool for instantly retrieving information about payment cards using the Bank Identification Number (BIN). Whether you’re a developer working on payment integrations, a financial professional conducting security checks, or simply verifying card data, BIN/IIN (bin.minsap.com) provides quick access to key card details like the issuing bank, card type, country of issuance, and more.
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